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Nr42 €20,50 EUR Nr43 €20,00 EUR Nr44 €19,00 EUR

How to create online IBAN/online bank account

I don't want to give too much detail ..
This online bank is with 5 star trustpilot
it's been proven by myself.
i have a lot of time working with this type of online bank and payments are on time.
bears many small fees. 
you will be amazed.
generates some iban usd/euro/pound/etc.
Name of this bank is TransferWise ...
Please not search this in google..
Open from here on my link .. 
so we get both you and me from the referral program.
>Click here TransferWise<
Thak you

The 5 Best Online Banks of 2019

01  Best Overall: Ally Bank

The best overall online bank is Ally. Ally Bank brings together low fees, high interest rates, and great customer service. Ally offers checking, savings, money market, CD, and IRA accounts, plus the larger Ally family includes credit cards, auto loans, home loans, and investments. It is a full-service personal finance company that can handle many of your banking and other money needs.

Ally's checking account offers interest, has no monthly fees, includes free use of any Allpoint ATM, and gives you up to $10 per statement period in fee rebates from other bank’s ATMs in the United States.

Online and mobile banking include free transfers to accounts at other banks, mobile check deposit, fast and free transfers to friends and family with Zelle, and 24/7 phone customer service. Looking at the website, you can see the wait time to talk to a human. As of this writing (and many other visits to the Ally website), that wait time is 0 minutes.

At Ally Bank, you can do just about everything but deposit cash. There are some fees for less common activities like returned deposits, overdrafts, and overnight bill pay, but most people won’t pay any fees for normal monthly activity in any Ally account.

02  Best for Those in Big Cities: Capital One

Capital One Bank is a very close runner-up, and may just be the online bank for you if you live in a large city like Los Angeles, New York, or Dallas — all home to Capital One branches and cafes. These locations do give you a few options for in-person banking, but the primary Capital One banking experience is still online.

Capital One is a full-service finance company with bank accounts, credit cards, auto loans, and an investment platform. Unlike most online banks, Capital One also offers business bank accounts — arguably the best online checking and savings options for a small business.

The 360 Checking account is a top rated checking account nationwide, and similarly, its 360 Savings offers great interest rates and low fees. Capital One offers free Capital One and Allpoint ATMs, but no reimbursement on other bank ATMs. It does make up for that with flexible overdraft options, though, including an option to reject overdrafts and charge no fees if you accidentally swipe your card when you don’t have the cash to pay for it.

03  Best for Frequent Travelers: Charles Schwab Bank

Charles Schwab is one of the biggest and best discount brokerage firms in the country, but it’s bank accounts are another compelling reason to look to Schwab for your money needs. The only downside of Schwab’s excellent Investor Checking account is that you have to first open a Schwab brokerage account if you want one.

Schwab’s Investor Checking is a great account for anyone who frequently travels. This account offers unlimited reimbursements of other bank ATM fees including international ATM fees, which means you can use it to get fee-free cash anywhere in the world.

It also has every feature you would expect from an online bank, including transfers to accounts at other banks, remote check deposits, and an industry-leading mobile app. Interest rates are not amazing, but they are way better than the average brick-and-mortar bank. Overall, it’s a great account.

04  Best for Budgeting: Simple

Simple is a newer bank, a startup founded in 2009 and acquired by BBVA in 2014. This bank does not look like many other banks, and that’s a good thing. It offers a great online checking product, built in budgeting, and no fees.

Simple does not charge any fees for anything at all outside of using your debit card outside of the United States, and that is a pass-through fee charged by Visa, not Simple itself. So you can say that Simple is really a no-fee bank and a one-of-a-kind bank in that regard.

The real power of Simple is its online budgeting tools. Simple helps you manage your money by providing online tools that allow you to plan and save for goals. Because your budget is built in, you don’t have any excuse to make bad money decisions.

05  Best Old School Option: Axos Bank

The internet may not be a physical place you can go to, but that didn’t stop Axos Bank from planting a flag and claiming its online status way back in 1999. Bank of Internet is the oldest online-only bank in the United States.

Axos Bank offers a rewards checking account with up to 1.25% interest, low-fee loans, and even online business banking. Axos Bank has competitive rates for savings and CDs as well, along with low fees across the board.

Axos Bank was a pioneer in running a bank without a physical branch. They started the model of low overhead and passing on the savings to customers. If you want to bank online, Axos Bank will treat you right. Just make sure to read the terms for any new account, as some do have minimum balance requirements to avoid a monthly fee.

What is e-Residency?

E-Residency is a new digital nation for global citizens, powered by the Republic of Estonia

Estonia is the first country to offer e-Residency, a government-issued digital identity that empowers entrepreneurs around the world to set up and run location-independent business.

E-Residency offers the freedom to easily start and manage a global business in a trusted EU environment – you get access to EU Single Market and cross-border capital.

With e-Residency you can do business worldwide without travelling.

7 Realistic Ways to Make Money Online

1. Leverage the app economy

If you're looking to address some immediate financial needs, then the app economy is likely right for you.

Uber or Lyft: If you're in a locale where you can find Uber or Lyft, or  one of the many competitors around the world such as China's Didi, the hours are flexible and you can work as you see fit, making it perfect, even if you currently have full-time employment but are looking to make some money on the side. 

Postmates: You don't even need a car in some locations to make money with this app. In some major metroplitan areas like Manhattan, a bike would suffice. 

iBotta: Earn cash back rewards by purchasing featured products at major retailers. All you have to do is add rebates, go shopping, then snap a photo of your receipt to earn your cash back. Simple and effective. 

Task Rabbit: Another simple and straightforward app for making a bit of side-hustle income is the Task Rabbit app. Tasks can be anything from simple repairs to more exhaustive undertakings. The app carefully vets each service provider to ensure the highest quality, and it's a great way to make some extra income on the side on your own terms. 

Ebates: This app offers a simple way to make money online by buying whatever you're already buying and then getting a cash-back reward. With eBates, there's no scanning receipts. Simply click a link in the app and buy from the store. You'll automatically be credited your cash rewards upon purchase along with receiving an email confirmation.  

Swagbucks: With Swagbucks, there are a number of ways you can make money. You can shop online, watch videos, answer surveys and surf the web. The app gives you both cash back and gift cards as a reward for your efforts

2. Use existing websites

You could also opt to use existing websites for making money. These include both active income and passive income methods. For example, you could sell some used items or invest in creating some digital designs that then can be sold on merchandise. Again, devote a sizable portion of your time to passive income so that you can slowly build up earnings that will arrive on autopilot without any extra added effort. 

Of course, a large portion of these sites do have their own respective apps. But these are certainly less involved in the gig economy, and more so in the longer term projects that exist in the fields of photography, online marketing, graphic design and web development, for example. 

Craigslist: This site has been the go-to resource for over a decade now for people that are looking to make a bit of extra money online. You can easily sell your used stuff, rent out a spare room in your home or apartment, and offer up your services to the world. 

Upwork: This website offers a great marketplace for selling just about any professional service. You don't need a merchant account, website of your own or anything else for that matter. All you need to do is be able to provide a high-quality service at a reasonable price. But be informed, you will have to compete with many others that are constantly bidding on open jobs. 

Cafe Press: This website allows you to create digital designs that can then be sold on the platform. You'll earn a commission for everything that sells and you'll never have to deal with logistics like printing, warehousing and customer service. If you have some graphic design skills, then this is a great potential source for your web-based income

Fiverr: Israeli-based Fivver was started in 2010 by Shal Wininger and Micha Kaufam. You can offer gigs as low as $5 but also get paid much more for upgrades and add-ons.  

Mechanical Turk: Amazon's Mechanical Turk is a resource for doing human-intelligence tasks, or as the site commonly refers to them, HITs. You get paid a very small fee for any given HIT and you'll need a good deal of volume to make a substantial amount of money. But it is a resource you can use in your spare time to generate a small income online

Flippa: If you have a penchant for buying and selling, you could use Flippa, and its higher-end counterpart, Deal Flow Brokerage to buy and sell websites for a profit. You'll need to know what you're doing here, but you could easily make a sizable income by flipping income-generating websites for profit. 

Etsy: While Etsy's popularity has declined recently, it's still a great resource for selling handmade items online. No need for complex ecommerce sites or merchant accounts or any sort of automation. The company takes a commission of every sale and charges a small listing fee per item. But many still use Etsy as their primary source of income. The best part is that you can also sell digital products on here such as poster designs

Shutterstock and iStockPhoto: Have a keen eye for photography? Why not sell photos on some of the leading photography sites. You'll need some design software skills to tag along. But if you do have skill in this arena, it's a great potential source for passive income. 

Threadless: Similar to CafePress, Chicago-based Threadless also allows you to sell digital designs in the form of t-shirts and other merchandise such as phone cases, mugs, beach towels and so on. 

3. Sell your own stuff

If you're ready to enter the ecommerce fray, you could sell your own stuff. Of course, along with selling your own stuff on your own website comes a whole slew of both responsibilities and technical configuration and requirements. For starters, you'll need a website and a hosting account. You'll also need a merchant account like ones offered by Stripe or PayPal. Then you'll need to design that site, build a sales funnel, create a lead magnet and do some email marketing.

You'll also need ecommerce software, fulfillment software, worry about warehousing, customer service and refunds. But that's not all. You'll also need traffic. Think search engine optimization, Facebook ads, and other social media campaigns. It is hard work, especially on your own. You could opt for Amazon's platform, which might be the easier route. But, then again, at the end of the day, this is a serious business, which could produce significant profits. So you're either all in or you're not. 

Shopify: Want to build your own storefront? You could opt to create a Shopify store. You could also install WooCommerce as a plugin and run your ecommerce store from your blog. You'll need an SSL certificate and a way to process payments, but you might find this easier to get up and running fast to start selling immediately. 

Fulfilled-by-Amazon (FBA): You could  start selling on the largest online store in the world and not spend the time to build out your own infrastructure or worry about traffic. You will need to pay a commission, but most of the other processes will be automated for you. 

4. Sell as an affiliate

There are loads of resources for making money online as an affiliate. You could source products from ClickBank, Commission Junction, Rakuten Marketing, Share-a-Sale, Impact Radiusand many others. Plus, many of the larger companies have their own affiliate programs as well. Do your due diligence and find the right company with a relevant product or service to your audience that you can sell as an affiliate.

In some cases, you will need an active website with substantial traffic to get approved. Selling as an affiliate isn't easy by any means, but if you do have the audience, it can definitely amount to a substantial amount of income.

Related: Why Affiliate Networks Are So Important to Online Affiliate Marketing

5. Start a blog

If you're serious about making money online, start a blog. Blogging is one of the easiest and most sustainable income sources. As long as the blog is setup the right way, in the right niche, with the right content targeted at the right audience, and the offer is complementary to the content, you could make a tremendous amount of passive income from a blog.

While some might think that starting a blog is an arduous effort, when you understand the precise steps you need to take, it becomes far easier. It all starts in the decision of choosing a profitable niche and picking the right domain name. From there, you need to build your offers. You can easily sell things like mini-email courses, trainings and ebooks.

Related: 6 Ways to Turn Your Blog Into a Money Maker

6. Email marketing

If you're interested in online marketing, setup email software and create a lead magnet that you can use in your sales funnel. Then, build up that list. It's often said that you can expect to earn about $1 per subscriber per month. If you have a list of 10,000 subscribers, that means you can earn roughly around $10,000 per month. You will need to deliver value and not pitch them on every email, but it is a very achievable goal in a short period.

There are many ways to get people onto your list. Lead magnets are one such resource. For example, you can build ebooks, checklists and cheat sheets. But you can also do content upgrades, such as PDF versions of an article with added resources in them, four-part video training series, and more. Think about your audience and what you can offer them to better serve them, then treat them with some respect and you'll eventually reap the rewards.

7. Webinars trainings

Webinars are quite possibly one of the most potent ways you can make an exorbitant amount of money online. You'll need an audience to train and you'll need to know what you're talking about. Of course, this usually requires having a website and some semblance of an online presence. However, people can still do webinars without all of that. For example, you might have a sizable social media following and you train them every week on something to do with social media. But you will need a product to embed and sell at some point. Don't worry about it in the beginning. In my experience, the best webinar platform out there is GoToWebinar. 

No matter what method you choose to make money online, understand that you might be able to make some money fast, but for the sizable returns, you'll need significant sweat equity. However, a year from now, you'll be happy you started today. Remember, time is far more valuable than money. Focus on creating passive income streams that will free up your time so that you can quit the rat race and focus on the things that matter.